"There is no place like home."
~ L. Frank Baum
Home Ownership Matters!
So Does The Path You Take To Get There!
Not everyone has a traditional employment situation, and there are many down-payment rules and credit report requirements to understand.
Once we get through all of that, the property that you want also has to meet the bank's security standards.
Once we get through all of that, the property that you want also has to meet the bank's security standards.
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All of these variables can make getting a mortgage seem STRESSFUL, CONFUSING, and sometimes may make it feel... impossible. |
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I help take the stress and confusion out of the process!
Having an experienced mortgage specialist who understands your family's unique needs is important and may mean all the difference between meeting your goals, or settling for something less.
Self-employed?
Seasonal Worker?
Just changed jobs?
Building or purchasing a unique property?
Seasonal Worker?
Just changed jobs?
Building or purchasing a unique property?
Whatever your circumstance, let me give you the information you need to make the best choice, for your life.
Mortgage Strategy
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WHY IS STRATEGY IMPORTANT?
Because without the right strategy, your mortgage application can be rejected, you can end up with a higher interest rate, or you can make a decision now that can get in the way of your future goals.
WHY IS STRATEGY IMPORTANT?
Because without the right strategy, your mortgage application can be rejected, you can end up with a higher interest rate, or you can make a decision now that can get in the way of your future goals.
Set Yourself Up For Success!
I don't just help you get a mortgage,
I help you get your financial life in order.
Loan Consolidation
Revolving debt and high car loan debt can make or break your mortgage application.
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Retirement Planning
Low home financing rates means your home equity can work for you
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Credit Consulting
Even the worst credit can be rectified if you are willing to do the work
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5-Step Mortgage Process
MY JOB IS TO ADVOCATE FOR YOU!
I know the rules and understand what is required.
I translate your finances and goals into the best application possible, and present your completed file with all supporting documents for approval.
This means that I truly need to understand your financial situation no matter where you are starting from, that way we can create a map to approval every time.
I translate your finances and goals into the best application possible, and present your completed file with all supporting documents for approval.
This means that I truly need to understand your financial situation no matter where you are starting from, that way we can create a map to approval every time.
STEP 1:
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Enter Your Information Into Our Encrypted, Custom
Mortgage Qualifying Calculator (here)
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STEP 2:
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STEP 3:
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Document Transfer
Specific documents will be requested in order to meet mortgage regulation requirements, as well as to show your financial standing to the bank. |
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STEP 4:
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Application Processing
"How long will it take?"
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STEP 5:
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Meet Final Conditions
We may need to confirm additional details to meet final conditions of your approval. From there, document signing occurs with either a lawyer or the bank. |
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NICE TO MEET YOU!
My name is Courtney Whatmore, and I'm a Mortgage Specialist for ATB Financial with 20 years of experience. I can set up mortgages for any area in the Province of Alberta. I specialize in complex build financing, as well as everyday mortgages and have helped many Albertan families realize their home ownership dreams. Click here for a full list of services offered. |
I live in Airdrie, Alberta with my husband Clayton, our beautiful daughter Madelyn, and our Golden Retriever Buddy.
I have been in the financial industry for 20 years and have been preparing mortgages for Albertans for over a decade.
There are so many special projects out there waiting to come to fruition. I have the experience and would love to be a part of bringing your plans to life.
Come early, come to work, and together we can make it happen!
I have been in the financial industry for 20 years and have been preparing mortgages for Albertans for over a decade.
There are so many special projects out there waiting to come to fruition. I have the experience and would love to be a part of bringing your plans to life.
Come early, come to work, and together we can make it happen!
